Mortgage Blog
Best Mortgage and Financial Solutions
How much money can I take out of my Equity?
January 14, 2020 | Posted by: Gian Manalastas
How much money can I borrow out of my Equity? Explaining loan to value (LTV) and how it affects your ability to take equity out. LTV also known as Loan to Value is simply the balance owing ...
read moreRefinance or Second Mortgage?
January 6, 2020 | Posted by: Gian Manalastas
Should I refinance or take out a second mortgage? This is one of the most frequently asked questions whenever someone wants to take equity out for any reason. The answer to that ques ...
read moreTop 5 Reasons a Mortgage is Denied After Pre-Approval!
November 1, 2019 | Posted by: Gian Manalastas
Top 5 Reasons A Mortgage Is Denied After Pre-Approval One of the most important steps to successfully purchase a home is to get pre-approved for a mortgage before shopping for homes. The prima ...
read moreThings you need before applying for a Mortgage
October 25, 2018 | Posted by: Gian Manalastas
When you're applying for a mortgage, you typically need to forward quite a bit of documents. Here are some of the things you'll want to have ready before applying for a mortgage. - 2 Most recent pa ...
read moreHow a higher interest rate mortgage can improve your finances!
October 22, 2018 | Posted by: Gian Manalastas
I've come accross many clients with different types of financial situation. What I've learned is that so many people are so focused on interest rates! 'Oh, that rate is too high, I'm paying a lower ...
read moreMaking a FIRM offer? Don't until you read this!
December 11, 2017 | Posted by: Gian Manalastas
So you've been pre-approved for a mortgage and now you're ready to make a purchase for your first home. Before you do so, you need to make sure that you can support everything you stated on your appli ...
read moreMonthly Resale Housing Market Figures
February 7, 2017 | Posted by: Gian Manalastas
GTA REALTORS® RELEASE MONTHLY RESALE HOUSING MARKET FIGURES TORONTO, February 3, 2017 -- Toronto Real Estate Board President Larry Cerqua announced that Greater Toronto Area REALTORS&re ...
read moreWill you have additional costs when purchasing a home?
February 7, 2017 | Posted by: Gian Manalastas
While your downpayment and mortgage will cover the price of your home, it's always good to consider other expenses involved in buying a home. Last thing that we need are extra expenses that we a ...
read moreFailed the Stress Test? What Now?!
November 10, 2016 | Posted by: Gian Manalastas
Failed the Stress Test! What Now? So you purchased a pre-construction home/condo and you qualified for the mortgage based on the old rules when you made the purchase. However, you house will not be r ...
read moreFirst Time Home Buyer? Things you need to know!
November 10, 2016 | Posted by: Gian Manalastas
First Time Homebuyer? Things you need to know. Buying your first home is exciting! It is also stressful if you do not have the right guidance and information needed to close your home with a very smo ...
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